Built with Muse Publish a workflow
Money

Find every forgotten subscription - then negotiate biggest bills down

One copy-paste audit turns your bank statements into a ranked leak list - then a word-for-word script talks the biggest bill back down.

by Samuel ReedUpdated 9 Oct 2026Useful · 0
Share this workflow Post to X Post to Threads
Say this to Muse
Here are my bank/card transactions: [paste or upload statements]. Find every recurring charge. List each with: name, amount, frequency, monthly cost, annual cost, and date first seen. Flag anything that looks like a duplicate, a price increase, or a free trial that converted. Sort by annual cost, highest first. End with my total monthly recurring spend.

Copy it into Muse and run it.

The problem

The real job: Sunday life admin used to start with dread: statements open in one tab, a bill that "felt higher than last year" in another, and no actual picture of what leaves the account every month. Subscriptions you've forgotten, a free trial that quietly converted, prices that crept up $5 at a time. So instead of trying to be more organised, give Muse the whole messy pile at once.

The result

One copy-paste audit turns your bank statements into a ranked leak list - then a word-for-word script talks the biggest bill back down.

That annual-cost sort is the whole trick. A $15.99 charge is invisible monthly - at $191.88 a year, you suddenly have opinions about it.

Then negotiate the biggest one: a second workflow writes you a negotiation script - opening line, answers to "that's our best price," and the exact sentence to reach the retention team.

This audit became Workflow #1 of Muse Life Admin OS - a kit of 50 copy-paste Muse workflows (money, inbox, meals, family scheduling, travel, home) plus the Excel trackers they feed.

Full kit ($29 launch price): https://samuelreedpe.gumroad.com/l/muse-life-admin-os
Free sample - 7 workflows including this audit and the full negotiation script: https://samuelreedpe.gumroad.com/l/muse-life-admin-os-free-sample

Run the audit either way - the prompt above is the whole thing.

Questions about this workflow

What does this workflow do?

One copy-paste audit turns your bank statements into a ranked leak list - then a word-for-word script talks the biggest bill back down.

What prompt does this workflow use?

Here are my bank/card transactions: [paste or upload statements]. Find every recurring charge. List each with: name, amount, frequency, monthly cost, annual cost, and date first seen. Flag anything that looks like a duplicate, a price increase, or a free trial that converted. Sort by annual cost, hi...

How do I use this workflow?

Copy the prompt from this page into Muse and adjust the details to your situation. The result above is what the author got. Every workflow here is free to use; you just need access to Muse, and if you do not have an invite yet you can claim a community code on the homepage.

Report this workflow

Reports go to a moderator with your message. They are for spam, unsafe or stolen content, not for disagreeing with a result.

Your turn

Be one of the first to post your Muse workflow here. Add your own and become the person people follow.

Discussion

No comments yet

Be the first to share how this worked for you.

Sign in to join the discussion